Each chit fund group has a fixed number of members who contribute a set amount every month. Through a transparent bidding process, one member receives the pooled amount each month, while the remaining continue contributing until the cycle ends. This helps members save and access funds when needed.

Yes. SD Atchayam Chit Funds operates under government-approved chit fund rules with full legal compliance. All transactions are documented and transparent, ensuring your investment remains secure and trustworthy.

Members enjoy flexible saving options, quick access to funds during emergencies, transparent operations, and reliable service. It’s a safe and smart way to achieve your financial goals while earning better returns compared to regular savings schemes.

Joining is simple! Visit your nearest SD Atchayam Chit Funds branch or contact our customer service team. Our representatives will guide you through the registration process and help you choose the right chit plan that fits your financial needs.